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Should I get my own moving insurance or does the moving company insure my stuff?

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Should I get my own moving insurance or does the moving company insure my stuff?

Answered By Manerva Archer, Editor


You should always make sure that you stuffs are safe during the travel. To secure your stuffs, get them insured. However, how are you going to get it insured? These are some of the steps to help you secure your stuff with a moving company.

• Ask about the difference between valuation and regular insurance.
• Ask the exact amount of the insurance you want to have.
• Have all your valuable items insured. You should obtain an appraisal that says that your stuffs are of high value. You should present receipts to prove that they are expensive.
• Have all your valuable items in a photo, or take a video of it.
• Sign a conditional inventory, which describes your expected condition after the delivery. The inventory should include the missing items in your checklist.
• Call the mover and inform them about your concern. File a claim as soon as possible.

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